Is there a way to save monies? Yes, many many ways! I have 15 tips and tricks to share. 1. Budget, budget, budget. Track performance, review spending and amend budget. 2. Find opportunity to refinance mortgage loan. It is always good to source for lower interest loan package and make a switch. Would it be [...]
"Why do I always burst my wallet?" This is a common mystery to many people. It is pretty easy to find the solution. Is your budget a realistic one or just some numbers you are hoping it will happen? And, what has possibly gone missing or wrong? 1. Major category and arbitrary amount - You [...]
Doing up a budget is like engaging in a diet program. After you have engaged in the program, you need to track your performance and whether the program is effective. Likewise, doing up the budget is only the first part. To have an effective budget, you need to track it, review it and amend it [...]
Now, I assume you have some good time to sit down with your spouse to plough through your document and work through a proper budget for the family. So, how to do a household budget? First thing first, set the financial goals which you would like to achieve through the budgeting, which I have mentioned [...]
Do I really need a budget? Yes, of course. To many people, a budget is to restrain your spendings, tedious to do and somehow feel de-motivated always that we cannot keep to the budget set. Hence, it is a dreadful financial exercise to put up a budget. To some of us who already been keeping [...]
It is always important to keep our finances in check especially the household finances since it involves more than just one person's livelihood as well as to achieve bigger financial goal as a family. I am starting a series on "Managing Household Finances" topics on weekly basis as follows. It can be applied to individual [...]
